The annual insurance open enrollment period is now underway through October 31!
During open enrollment, eligible employees can enroll in or change insurance coverage for the following year. Changes made during open enrollment take effect January 1, 2025.
The Open Enrollment deadline is October 31, 2024, at 11:59 p.m.
The South Carolina Public Employee Benefit Authority (PEBA) is the state agency responsible for administering and managing the state’s insurance programs for South Carolina’s public workforce. PEBA’s 2025 Insurance Summary (PDF) is a helpful resource for detailed information about open enrollment options.
Where to Begin
Eligible faculty and staff should review their insurance elections and benefit deductions annually, even if they don’t plan to make changes.
- Review your current benefit elections in your PEBA MyBenefits account. If you do not have a MyBenefits account, use the Setting Up a New MyBenefits Account flyer (PDF) to create one.
- Review and plan using PEBA’s Open Enrollment Worksheet (PDF).
- Verify benefit deductions by accessing your paycheck through Employee Self-Service.
If you are satisfied with your current insurance elections, no action is required to continue your existing insurance coverage, unless you wish to continue your MoneyPlus flexible spending account. Medical Spending Account (MSA), Limited Medical Spending Account (LMSA) and Dependent Care Spending Account (DCSA) participants must re-enroll each year (see instructions below).
Take Action
Health Insurance
- Employee health insurance premiums will not increase in 2025.
- Visit the Open Enrollment 2024 webpage to view insurance highlights and plan changes.
- Make any necessary changes by accessing your PEBA MyBenefits account.
Vision Insurance
- State Vision Plan premiums will not increase in 2025.
- Make any necessary changes by accessing your PEBA MyBenefits account.
MoneyPlus Flexible Spending Account
- Participants must access PEBA MyBenefits to enroll or re-enroll in medical, limited-use medical and dependent care spending accounts.
- Current MoneyPlus flexible spending account holders must re-enroll during Open Enrollment to continue making contributions in the 2025 plan year.
- You can carry over up to $640 of unused Medical Spending Account (MSA) and Limited-use MSA funds into the next plan year.
- Direct Pay Program: ASIFlex offers a “Recurring Direct Pay” program for Dependent Care Spending Account (DCSA) participants. The program allows participants to set up recurring payments directly from ASIFlex to their dependent care provider on a chosen schedule. More information regarding this program can be found in PEBA’s Recurring Direct Pay Program flyer.
MoneyPlus Health Savings Account (HSA)
- Access PEBA MyBenefits to enroll or make changes. You can enroll in an HSA or make changes to your HSA contributions anytime throughout the year.
- If you already have a Health Savings Account (HSA), you do not need to re-enroll, though participants should consider whether they would like to change their contribution amount in 2024. Current elections will continue if no action is taken.
Life Insurance
- Employees wishing to enroll in or increase employee optional life insurance coverage or dependent life-spouse insurance for 2025 must submit their request and Notice of Election (NOE) through the Life Insurance Portal on the Open Enrollment 2024 webpage. Medical evidence is required.
- A separate NOE must be uploaded through the life insurance portal for each person (employee or spouse) by October 31, 2024.
- Employees who want to enroll in, make changes to or drop dependent life-child coverage may do so through MyBenefits during open enrollment.
- Employees who want to drop or decrease employee optional life insurance coverage or dependent life-spouse coverage may do so in MyBenefits during open enrollment.
Supplemental Long-Term Disability (SLTD)
- You may enroll in or make changes to your supplemental long-term disability (SLTD) coverage through MyBenefits.
- Enrolling in coverage, increasing or decreasing your current benefit waiting period does not require medical evidence during the open enrollment period.
Aflac
- Learn more about the Aflac supplemental insurance plans, schedule a virtual appointment with an Aflac representative or attend a webinar by visiting the Open Enrollment 2024 webpage.
Allstate Identity Protection Pro Plus
- To enroll in or adjust coverage through the Allstate Identity Protection Pro Plus plan, submit the Identity Protection Open Enrollment Form located on the Open Enrollment 2024 webpage.
Resources
- 2024 Open Enrollment Webpage
- Includes insurance overview with highlights, plan changes and FAQs
- Links to PEBA MyBenefits and other insurance portals
- Tools for scheduling virtual open enrollment assistance with PEBA, Aflac, Allstate and the Office of Human Resources
- Open Enrollment presentations available in Tiger Training